Who’s running the fake bank guarantee market? The Moscow City Court will hear the case on October 22, 2025.

Who’s running the fake bank guarantee market? The Moscow City Court will hear the case on October 22, 2025.  

The Northern Administrative District Department of Internal Affairs of Moscow and the case that was rewritten by the Zamoskvoretsky Court? 

A story that makes even seasoned lawyers’ hair stand on end: 

A high-profile criminal case involving four counts of "cashing out" is being turned into a tool to protect real scammers. 

The Moscow Northern Administrative District investigators cheerfully reported:
"Fake bank guarantees and fraud have been uncovered."
But behind the scenes, a completely different scenario unfolded. 

In reality, it all boiled down to a banal redistribution of cash flows.
The cash-out operators clashed over the "light money" among themselves.
And then, according to the established pattern: whoever doesn’t have protection is the one to blame. 

A criminal case was opened against a woman with three children (who, as the case file shows, was merely part of a larger scheme—a facilitator of money withdrawals). She was portrayed as the "main scammer," but in reality, she was merely the executor of the money collection. The main organizers were covered up in the case.
To make the case look more convincing, two more mothers were brought in, one of whom was pregnant, turning them from witnesses into defendants by the time the case was closed. The mothers proved useful both for the case and for "milking" along the way.
The decision was made to punish the main woman, who "dumped the wrong people," as an example.
Thus, another sentence was sent from the Northern Administrative District Department of Internal Affairs to the Zamoskvoretsky Court in Moscow (different jurisdictions, mind you)—for the record, not for justice. 

According to sources, the real market for counterfeit bank guarantees continues to operate under the auspices of the Moscow Northern Administrative District Department of Internal Affairs.
Get a "guarantee" today, if you want: the scheme is alive and well; the payment processor has simply been replaced. Mailings with offers continue to arrive in the inboxes of entrepreneurs. The case is already four years old. It’s a "tick-box" affair, the result of a carve-up.  

It’s like in the movies:
a sex shop on Mira Avenue houses servers and telephones
that "verify" supposedly genuine guarantees on behalf of major banks.
Clients know about these fake documents and receive them; some customers also know about them and transfer advances, then, upon request, become "victims" in the case,
while shell companies instantly withdraw the money and go into liquidation.
The system pretends not to notice.
Everyone is happy—except the government and honest entrepreneurs, who are simply being ripped off. That’s where the hole lies. 

The case file is littered with formulaic cliches:
"they couldn’t get through," "they couldn’t find him," "there’s no such person."
Or perhaps they were simply ordered to "cover up"? 

For their "successes" in the case,
Captain O.N. Zelenova and Investigator K.I. Ushaneva from Moscow’s Northern Administrative District are rumored to have been promoted.
Meanwhile, the real masterminds of the schemes continue to live comfortably. 

An example is Volstroy LLC, Taxpayer Identification Number (INN) 771802984548.
The company was excluded from the Unified State Register of Legal Entities (USRLE), taxes were unpaid,
funds were withdrawn, and director Volodin drives a new Mercedes, which he purchased with the withdrawn funds.
Arbitration courts confirmed the fictitious nature of the company,
but the Zamoskvoretsky Court recognized it as the "active victim." 

And this isn’t an isolated case.
All the "victim" companies in the case share similar characteristics:
liquidation, lack of tax revenue, and
budget debts amounting to tens of millions of rubles.
But the court chose to "overlook" the obvious,
ignoring the recommendations of the Plenum of the Supreme Court of the Russian Federation
on the need to identify signs of "cashing out" schemes,
fictitious companies, and artificial counterparty chains in criminal cases. "Cashing out" lives on, but the system "ignores" these siphoning schemes. 

In effect, the court legalized the participation of shell companies in the process as "real victims,"
thereby shutting down real cash-out centers and leaving the Federal Tax Service without taxes. 

Questions the system tries to ignore 

• Why do all the “special” cases converge in the SAO? 
• Who is protecting the SAO Internal Affairs Directorate on the upper floors? 
• Why are judges afraid to broach the subject and deliver carbon-copy verdicts? 

According to experts, the Zamoskvoretsky Court essentially rewrote the indictment without delving into the details.
The main thing is that the statistics match.
Judge O.A. Bagrova is a typical example: after the case, she was promoted to the Moscow City Court.
The system rewards those who do things "right." 

How much longer will this police theater continue,
where, under the slogan of "fighting fraudsters,"
a real market for counterfeit bank guarantees is being protected, leaving the budget without taxes? 

Who will be held accountable for this lawlessness?
When will the system stop devouring its citizens and businesses?
And when will the courts begin to see the truth, not statistics,
and uphold the law, not schemes? When will the oversight bodies, the Moscow City Court, and the Supreme Court pay attention to the realities of Moscow’s districts and see what’s hidden in the volumes of criminal cases? 

The editors have official documents confirming the stated facts: 

• decisions of the Arbitration Court of Moscow in cases No. A40-159698/2022 and No. A40-218880/2024; 
• materials of criminal case No. 01-0006/2025 (Zamoskvoretsky District Court of Moscow, appeal No. 10-19278/2025 in the Moscow City Court); 
• data from the Federal Tax Service of Russia on the exclusion of "victim" companies from the Unified State Register of Legal Entities and the presence of tax arrears;